Broker Resources
Welcome to WARP!
This page is designed to help insurance brokers who need USL&H coverage in the State of Washington for their insureds.
WARP requires a fully completed and signed application and payment in order to bind.
Do I need to be appointed with WARP?
No contract needed! All Washington licensed insurance brokers can access WARP. We pay commissions of $25o plus 2.5% of premium for each policy issued.
How much is the policy?
WARP has a $900 minimum premium for an annual policy. Premium is adjustable based on actual payrolls for the year. Please see our rate information and the Premium & Payroll rules for more detail.
Can you issue short term/ project policies?
No, WARP only issues annual policies.
How do I know if something is subject to USL&H or not?
USL&H can be confusing! If you have a question about whether a project or client would be subject to USL&H, please let us know and we would be happy to discuss it with you.
Premium & Payroll Rules
Access selected underwriting rules to better understand what goes into the policy premium rating and payroll reporting.
Is this USL&H?
Guidance on determining whether or not a risk might have a potential USL&H exposure when it’s tough to make the call.
WA Based Employer
What is considered a “Washington Based Employer” as far as who can be covered by WARP?
Audit and Loss Control
Learn about the audit and loss control processes and how you can make it easier for your insureds.
**Coming Soon**